Question: I Have A Credit Score Of 638 So What Type Of Auto Loan Interest Can I Get

I Wan To Buy A Car Used/certified At The Dealerspecifically With An Auto Loan. What Do I Do

I'm not sure what I should do. How do I apply for a car loan. Would it be better to do it at the dealer or get an auto loan elsewhere. I recently had been provided an auto loan with limited amount not to exceed. Are there loans that give you less interest rates or more loan limits or is it all based on your credit score. Any advice would be useful. I would like to get an SUV around 2002 ...

Buying A New Car With Auto Financing And A Low Credit Score

Currently I am looking to buy a New Car Somewhere in the $20k dollar range. I am looking to pay less then $450 a month and understand I will have to pay a high interest rate. My Credit Score is 439 but I have $5000 cash to put down. I did have another car loan just in my name which was repoed but I did the reedem the car after paying like $2000 to the bank. The car was Pontiac G6 ...

How Much Do You Think My Interest Rate Will Be On A Used Car With A 730 Credit Score

I am looking at getting a used 2008 Scion TC. I will probably have to finance somewhere between 15-16 thousand on this car and my credit score was 730 the last time I put a loan application into a dealership. That was about 2 months ago so I am sure it's the same now. What do you guys think my interest rate will be? ...

Car Loan Interest Rate

Yesterday, I went to Toyota dealership to look at cars. I was inquiring about Yaris (cca 14 K sticker price). They ran my credit report which showed Beacon score of 638. I am a first time buyer, so I probably should be happy they are even willing to give me loan without co-signer. But when I asked about the interest rate, it was about 13 percent! I would end up paying almost 180 percent on that little thing. Anyways, I applied ...

Bad Credit… Can I Still Get Used Car Financing

My car is broken down. I cannot drive it, cannot sell it. I currently have a used car loan through my credit union that I still owe 2,000 on the car. I can pay that loan off in 2 weeks. My problem is that I need to buy a new used car. I called my credit union and they said that because my credit score is in the mid 500's and I have had delinquent accounts in the past year, I ...

Used Car Loan With Credit Score Of 650 Unemployee But Have Capital.

Ok, I am 20 years old and unemployed with a credit score of 650. I need to get a used car loan of 7500 or maybe more. I have stocks worth 13k. And I will have an income of 400 every month from my brother. I bank with Wells Fargo. Will banks such as Wells Fargo or Chase give me a used car auto loan? If so, how much do you think the interest percentage be? Does the bank even care ...

Good Interest Rate For A Used Car Loan Good Credit.

What kind of interest rate will I be looking at? Alright.....I'm 18 and I have had a credit card ever since I was able to. I have good credit, with no late fees or anything that would negatively affect my credit score. Last time I checked my credit score I believe it was around 700. But I've made some more (on time, and in full) payments since my last check. I'm going to start working full time in a couple weeks at my ...

Trying To Buy A Used Car. Applied For A Loan W/dealer, But Wondering If I Should Apply W/credit Union As Well.

I'm a recent college grad, and I have a job and I got approved for a small amount from the dealer but at a high interest rate. I have not yet closed the deal with them on a car. I want to know if it would hurt if I tried to apply with my credit union to see if they will loan me more and at a better interest rate. Does anyone think I should try it, since I dont ...

Have To Pay On A Car Loan For At Least A Year For It To Affect Your Credit Score

I am a first time buyer and of course got stuck with a high 25.99% APR on a 11k used car loan. Thing is, with my job I can actually pay this off rather quickly(probably less than a year) instead of paying the minimum for 4 years and having to pay $7kish interest. The dealer says tho, no matter what I should not pay it off before the year is up or it will not affect my credit ...

In What Range Would My Interest Rate Most Likely Be For Financing A 30k Used Car My Credit Score Is……

My Experian is 634, Equifax 627, and Trans is 620. I have a few late payments that are on my credit report, most recent late payment was in Jan 07. Prior to this the latest late paymt was on Aug 06. I have a secured credit card $200 limit which I use every month and always pay it off at the end of month. A Macys card with a $300 limit with zero balance which I also use often and pay ...