My cosigner is trying to keep me from driving my own car. The registration and insurance is in my name only, yet she thinks she has first rights to the car. We were sharing the car because we live together, but I went away for three weeks and left her with the car. Now I am back and she doesn’t want to let me use my own car. I have made all of my payments, this is the 13th month of the loan. I wanted to know if I could remove my name from the loan and leave the car with the cosigner without penalty? So that I would be able to get another car for myself? Or is this not possible?